One safe number
Ledgr reads your bills, your goals, and your calendar, then hands you a single number you can spend today. If it fits the number, buy it — that's the entire system.
Budgeting that doesn't judge you
Money, without the noise.
Ledgr turns every account you own into one calm number: what's actually safe to spend today. No dashboards shouting in red. No guilt mechanics. Just a quiet yes or no.
Try Ledgr free
30 days on us. Cancel in two taps.
Ledgr
August
$2,410
safe to spend
until Sep 1
Rent
Paid ✓
Groceries
64% used
Fun
12% used
How it works
Three quiet ideas instead of forty features. That's the whole app, and that's the point.
Envelopes that breathe
Budgets that flex when life does. Overshoot groceries and the other envelopes quietly rebalance around it. No red warnings, no starting over on the first of the month.
Round-ups to savings
Every purchase rounds up to the nearest dollar, and the change slides into savings before you notice it left. It's your grandmother's coin jar, minus the jar.
Boring, on purpose
The security section of a finance app should put you to sleep. Here's ours.
Bank-level encryption
256-bit AES at rest, TLS 1.3 in transit. The same locks your bank uses, on every byte, all the time.
Read-only connections
Ledgr can see your transactions. It cannot move a cent — and neither can anyone who isn't you.
No selling data
Your data pays for nothing. You pay $4. That is the entire business model, written out in full.
One price, no asterisks
Everyone gets the same app. There is nothing to unlock, upsell, or upgrade to.
$4/month
Everything. That's the plan name.
- Unlimited accounts, one safe number
- Envelopes that rebalance themselves
- Automatic round-ups to savings
- Support from a person, not a bot
- Export everything, leave anytime
No free tier. Free tiers are how you become the product.
Quiet money, loud fans
I open Ledgr, see one number, and close it. That's the whole app — and it's why I've actually kept a budget for eleven months straight.
Every other budgeting app made me feel like I was in trouble. Ledgr just tells me whether I can afford the tacos. Usually I can.